In an episode of the television series “Netflix” dedicated to science fiction, insurance companies have small tools that can use the memory of people. This is a very useful tool in human temple, black mirror, video explorer, re-reading your memories at any time and anywhere. This allows the investigator to easily inspect the employee’s participation and assert their claims against the applicant. A company that owns the vehicle that crashed. Do not worry, this is not a spoiler. As for what this is, security technology is sexually ambitious for Netflix’s debut and is ready to expand its impact in real life.
No, the tapping machine is not yet fictional and can not be invented. Insurance experts say the industry will revolutionize data analysis, robotics and artificial intelligence. And, as in “Black Mirror”, this technological revolution has no minimum consequences.
Talk to your insurance company about the future of the industry. The only data analysis in the industry is based on all business strategies.
These data finally allow insurers to better assess risks and create more attractive and personalized products for their customers.
For example, if a client regularly shares up-to-date medical information with an insurance company and the insurance company finds high blood pressure, the company can be encouraged to join the health program. “Our customers are interested because they will be longer and healthier and less risky.”
Some insurers are already using data to change customer behavior. AIA is one of the leaders in this field, beginning with the AIA Vitality Healthcare Program in 2003. In this program, the clients’ premiums are reduced according to the improvement of health.
Customers synchronize their portable fitness trackers with AIA Vitality or use health trackers embedded in their smartphones to inform insurance companies of their activity levels.
Focus on good genes.
This is a new problem in the industry because it allows genetic testing.
Genetic tests can indicate whether people are at increased risk of genetic diseases and diseases such as cancer or Alzheimer’s disease.
Some people are more concerned about the fact that an insurance company eventually uses an intelligence test to discriminate against some people.
But De Oud is not at least massive, but I’m sure it will not happen.
An insurance company that began to analyze the genetic problems last year signed a contract with Prudential Singapore.
More careful users can send Prena samples of saliva, and Prenetics analyzes how more than 40 DNA tag clients respond to the food they eat and the work they do.
Next, report on the type of diet and exercise that is most appropriate for your client based on their genes.
However, without using these tests for preliminary evaluation of potential clients, Prudential is considered an educational program that helps existing clients live a healthier life.
Angela Hunter, head of Prudential Client, says that the insurance company does not receive DNA data from Prenetics customers.
An insurance claim can be a very expensive procedure if you have experience or are demanding.
Insurers say that technology can now eliminate most of the pain.
For example, a new SingLife user does not need to fill out a large volume of documents before enrolling in one of the company’s life insurance policies, and does not need a physical examination. It only takes 20 minutes to complete the online form.
“Normally, you have to see a doctor and urinate in a cup to get a medical checkup during your life,” says De Oud.
“But we use a very intelligent technology that can say that the concept of life insurance is two million.